Remortgage of a Residential Property

Remortgage of a Residential Property

Not all firms offer the same level of service. At Rohan Solicitors we will give your remortgaging the care and attention it needs to ensure that it is completed as smoothly and quickly as possible, providing you with peace of mind every step of the way. We offer a clear pricing structure with no hidden charges, covering all of the work required to complete the remortgaging of your home, including the following: 

  1. Redemption of the old mortgage
  2. Drawdown of funds on your new mortgage
  3. Registration at the Land Registry

Fees & Disbursements

Our legal fees:

Freehold:      £1,250.00 + VAT at 20%

Leasehold     £1,750.00 + VAT at 20%

Bank telegraphic transfer fee: £30.00 + VAT at 20% per bank transfer

Priority search: £3.75 + VAT at 20%

Bankruptcy search: £2.75 + VAT at 20% per name searched

Local Search and other associated searches: £350.00 (approx.)

Kindly note that some lenders may accept ‘No Search Indemnity Insurance’. The cost of this is based on the value of the Property and we can discuss this with you once we know whether the Lender accepts the same.

Stamp Duty Land Tax: Stamp Duty Land Tax is not payable unless there is a need to transfer the legal title of your Property as part of the remortgage transaction.

Land Registry registration fee: see

Kindly note that VAT is currently payable at 20%

Leasehold Properties & Managed Freehold Properties

Should you be remortgaging a leasehold property, or a freehold property with a management company, there are additional disbursements which may be applicable. These fees vary from property and are determined by the landlord or management company. We would not be able to confirm the exact costs until appropriate documentation has been received from the landlord/management company. However, the fees payable usually are:-

Notice of Charge Fee: A This is set out in the lease/transfer. Often the fee is between £50.00 – £100.00

Certificate of Compliance Fee: This fee is payable to the landlord or management company for them to provide the appropriate Land Registry certificate to allow the registration of the new lender. This fee can again be anything from £150.00 – £300.00.

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